Payment Methods
To ensure a secure and seamless shopping experience, our store accepts the most recognised international card brands and digital wallets. All transactions are encrypted and processed in compliance with the highest security standards required under UK regulations, including data protection and anti-fraud measures.
Accepted Credit and Debit Cards
We currently accept payments with the following card brands:
Visa, Mastercard, American Express, JCB, Discover, and Diners Club.
These options provide flexibility and convenience, allowing you to choose your preferred payment method at checkout.
Important Notice:
All cards used for payment must be international to be successfully processed.
Credit cards usually already include international purchasing capabilities by default, which allows online transactions on international websites.
Debit cards, however, must have international transactions enabled by your issuing bank. If this function is not activated, the payment will likely be declined automatically by your bank.
We recommend checking with your card issuer beforehand to confirm that your card is enabled for international online purchases.
Digital Wallets
We also accept payments through Apple Pay and Google Pay.
These digital wallets allow you to complete your purchase with just one tap, using biometric authentication such as Face ID or fingerprint for maximum security. When choosing one of these payment options, your card details are not shared directly with our store, ensuring complete privacy during the payment process.
Security and Compliance
All transactions carried out on our website are protected with advanced encryption technology and comply with the PCI DSS (Payment Card Industry Data Security Standard) — an international framework that ensures payment data is handled securely.
Our store also operates in full compliance with UK law, including the Consumer Rights Act 2015 and the Data Protection Act 2018, safeguarding your consumer rights and protecting your personal information.
Currency Conversion and Authorisation
All orders are charged in the currency displayed at checkout. If your card is issued outside the United Kingdom, your bank may apply currency conversion fees or additional charges according to its own policy.
Payment authorisation occurs automatically at the time of purchase. In some cases, your bank may require additional verification, such as 3D Secure authentication, before confirming the payment.
Declined Payments
If your payment is declined, please check:
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That your card is international and enabled for online purchases;
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That you have sufficient balance or credit limit;
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That your card details (number, expiry date, and security code) are correct;
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That your bank has not blocked the transaction for security reasons.
If the issue persists, please contact your card issuer to determine the cause of the decline.
Questions and Support
If you have any questions about payment methods or encounter any issues while completing your purchase, please contact our support team at help@gallant-horse.com.
We are always happy to assist.